Handling legal and financial matters demands professional expertise and personal care. Good advice can only come after a careful review of the financial situation: what is your income, expenses, debts, assets, and goals. Proper counseling should include a discussion of both bankruptcy and non-bankruptcy alternatives such as Credit Consolidation, Debt Settlement, Loan Modification.
If Bankruptcy is the right move:
Chapter 7 clears the slate for a fresh start. Chapter 13 restructures debts, allowing you to catch up on past due payments to avoid foreclosure/repossession gets rid of 2nd mortgage if primary residence is worth less than what is owed on the first mortgage. Every client at Tokarska Law Center understands the process and each step toward their goals.
PROFESSIONAL & PERSONAL GUARANTEE
Don't rely on Bankruptcy Myths in making difficult and important decisions. An experienced San Diego Bankruptcy Attorney can help you sort through it all, come to terms with your financial situation, explore options, avoid costly mistakes, make intelligent choices, get things moving in the right direction again.
Your Bankruptcy petition is prepared accurately and filed promptly by an experienced San Diego Bankruptcy Attorney, no phone tags, no middlemen of paralegals, clerks, petition preparers, or highly discouraged special appearance attorneys. Personal service means proactive direct communication with your attorney who understands you and your case. This bankruptcy lawyer will keep you personally informed at every step of your case to ensure your confidence and success. If you want the best bankruptcy lawyer in San Diego give Tokarska Law Center a call today.
VALUE OF GREAT SAN DIEGO BANKRUPTCY LEGAL REPRESENTATION
When dealing with something as serious as a bankruptcy you want to be well informed and get the best bankruptcy legal representation you can afford so in choosing your bankruptcy lawyer consider all factors. CHEAP $99 starts your case doesn't mean high quality. The process is stressful enough without having to fight for the attention of your attorney. This firms provides quality bankruptcy representation and at surprisingly reasonable price. Keeping costs down on advertising & marketing, office space, and furnishings is how legal fees are kept low. Referrals & client testimonials is free advertising.
DIY is for home improvement projects, not Bankruptcy: 2011 Annual Report by California Bankruptcy Court for Central District reported that 39% of self represented Chapter 7 cases failed to discharge and/or were dismissed. Nearly 100% of self-represented chapter 13 cases were dismissed. Bankruptcy rules and procedures particularly in Chapter 13s are too cumbersome without experience and practice. Such dismal failures among pro se filers is most concerning. "Those working within the bankruptcy system know how vital proper legal representation is. Because we see so many parties harmed by the lack of representation." "Common problems in self-represented debtors' cases include: the failure to file required documents, resulting in dismissal; filing a chapter which may not be correct for the debtor's circumstances, choosing incorrect property exemptions, unnecessarily filing bankruptcy in the first place, not filing the required credit counseling or financial management certificate; being unable to answer or adequately defend an action seeking to deny discharge; and not understanding the significance of certain motions or adversary actions."